What Is Chapter 7 Bankruptcy? Affordable Chapter 7

Affordable Bankruptcy Lawyers

We Are A Michigan Law Firm: Associate Attorneys of Michigan., PLC

Location: 18551 W. Warren Ave ., Detroit, MI. 48228

Tel : 313-982-0010

Toll Free : 1-877-471-4049

Fax : 313-271-2561

Email : [email protected]

Business Hours : M-F From 9:00 AM to 5:00 PM

We are a debt relief agency. We help people file for bankruptcy relief under the Bankruptcy Code.

For your FREE CONSULTATION and to speak with an experienced Michigan Bankruptcy Lawyer contact us today at 313-982-0010!

Payment Plan Available

Chapter 7 bankruptcy is designed for individuals (and married couples) who can’t pay their bills such as credit cards, medical..etc. If your monthly income less your monthly expenses then you’re may eligible for a Chapter 7 bankruptcy. Generally speaking, you will be able to wipe out your debt such as credit cards, medical and dental bills, unsecured personal loans and others. In Chapter 7, you may keep your house, car and no more garnishment.

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What is Chapter 7 Bankruptcy?

What documents do I need to file in a chapter 7 case? We need

A copy of every bill or letter you have received from a collection agency;

A copy of any lawsuit or pleading you have received in a case in which you are involved;

Pay stubs representing an average pay period (include pay stubs for your spouse, even if he/she is not filing bankruptcy with you);

(If you own) Deeds to real estate in which you have any (even a partial) interest (including real estate you are purchasing or that you already own);

The original or memorandum title for any cars, trucks, trailers, boats, motorcycles, mobile or motor homes if you own or are purchasing, or other documents showing the value of your assets;

Income Tax Returns filed in the previous two years.

Are You Eligible To File For Chapter 7 Bankruptcy Or Not?

Repossession

Wage Garnishment

Utility Shut-Off

Evictions and Foreclosures

Collection Activities

Tax Levy

We Offer Payment Plan

We Meet Or Beat The Lowest Attorney Fee You Can Find!

1-877-471-4049

Associate Attorneys of Michigan, PLC

Southfiled

24300 Southfiled Rd, Ste 210

Southfiled, MI. 48075

(248) 281-6299

Usually between 20 and 40 days after you file your petition, the trustee will hold the "first meeting of creditors" (also called a "341" meeting). The Debtor MUST attend. If for some reason the Debtor is unable to attend the first hearing and has a good excuses, the Trustee will reset it to a second case. The trustee will ask you to raise you right hand and take an oath stating that what you are about to say is the truth, the whole truth, and nothing but the truth under the penalty of perjury. Remember that failing to tell the truth is a criminal offense. Perjury is investigated and prosecuted by the FBI and the U.S. Attorney. The proceeding is recorded. You are to answer questions verbally. Do not shake or nod your head or provide an "Mnn...mnn" answer.

You will the be seated and the trustee (or your attorney if you have one) will ask you some of the following questions:

1. State your name and current address for the record.

2. Please provide your picture ID and Social Security number card for review.

3. Did you sign the petition, schedules, statements, and related documents and is the signature your own? Did you read the petition, schedules, statements, and related documents before you signed them?

4. Are you personally familiar with the information contained in the petition, schedules, statements and related documents? To the best of your knowledge, is the information contained in the petition, schedules, statements, and related documents true and correct? Are there any errors or omissions to bring to my attention at this time?

5. Are all of your assets identified on the schedules? Have you listed all of your creditors on the schedules?

6. Have you previously filed bankruptcy? (provide trustee with case number and the discharge information to determine discharge eligibility in this case)

7. What is the address of your current employer?

8. Is the copy of the tax return you provided a true copy of the most recent tax return you filed?

9. Do you have a domestic support obligation? To whom? Please provide the claimant's address and telephone number, but do not state it on the record. Are you current on your post-petition domestic support obligations?

10. Have you filed all required tax returns for the past four years?

11. Did you file bankruptcy before

Bankruptcy Hearing

Our Michigan Bankruptcy Lawyers in Detroit represent individual and small business debtors in Chapter 7 and Chapter 13 bankruptcy cases, in all in all counties that are within the United States Bankruptcy Court for the Eastern District of Michigan including Detroit, Ann Arbor, Allen Park, Albion, Lincoln Park, Brighton, Howell, Hamtramck, Harper wood, Royal Oak, Southgate, Romulus, Canton, Southfiled, Saline, Monroe, Blissfield, Romulus, Southgate, Wyandotte, Livonia, Dearborn, Westland, Lansing, East Lansing, Okemos, Warren, Sterling Heights, Roseville, Eastpointe, Battle Creek, Oak Park, Hillsdale, Inkster, Ferndale, Hazel Park, Whitmore Lake, Plymouth, Farmington, Trenton, Flat Rock, Tecumseh, Clinton, Chelsea, Novi, Garden City, Westland, Northville, South Lyon, Milan, Brooklyn, Melvyndale, Ecorse, Belleville, Canton, Wayne County, Ingham County, Washtenaw County, Monroe County, Macomb County, Livingston County, Shiawassee County, Clinton County, Eaton County, Calhoun County, Branch County, Hillsdale. The information contained herein is not legal advice. Any information you submit to us may not be protected by attorney-client privilege. All or some photos are of models and do not depict clients. An attorney responsible for the content of this Site is M. Zaher, Esq., licensed in Michigan with offices at 18551 W. Warren Ave., Detroit, Mi. 48228. We are expressly disclaim all liability in respect to actions taken or not taken based on any or all the contents of this website. We reserve the right , at our sole discretion, to change, suspend, or discontinue all or any part of this website or the content at any time without prior notice or liability.